If you would like to view your credit report, but do not wish to subscribe to one of the credit monitoring services then the Statutory Credit Report costing £2 is another option available to you. Your Credit Report is a very important file because it is searched whenever you make an application for credit. If there are any mistakes on your credit report, you could find your
In the UK Credit Reference Agencies are responsible for maintaining a history of data that is submitted to them from your lenders who you hold an account with. The information is usually stored for six years and this applies even when an account is closed, defaulted or settled. The types of Information a Credit Reference Agency records can include the following: – The Credit Limit
In this post we will take a look at some of the steps you can take to start to rebuild your credit score if you are in the UK. You may have recently been in debt and are looking to get the credit aspect of your life sorted. It’s not easy getting your credit score or rating to use a better definition. It is also
Your Credit Report is a history of your financial conduct with organisations who you have borrowed money from. For example if you have a credit card, mobile phone contract or a mortgage for example, the chances are that some information about your payment performance is being maintained by one or more of the Credit Reference Agencies. Which accounts might you find on a Credit Report?